/.SUBSIDISED FINANCE

/.How can we help you?

Sinapps provides a targeted and customised subsidised finance consultancy service that makes it possible to find out about opportunities for grants/ subsidies suited to different needs, enabling companies to find a valid means of liquidity. For example, a simple investment in Industry 4.0 capital goods (software) allows for a financial return thanks to tax credits (after consulting one's accountant). Sinapps provides information on individual calls for tenders active at different times of the year.

/.Active Facilities

/.SI4.0 2026

01/09/2026 - 25/09/2026 subject to availability of funds

/.PURPOSE

The implementation of projects aimed at introducing and developing innovative solutions, applications, products and services from a 4.0 perspective, promoting the twin digital and ecological transition, with a particular focus on AI, robotics, IoT, cloud, cybersecurity, advanced management systems and sustainability.

/.BENEFICIARIES

SMEs with operational headquarters in the provinces of Bergamo, Brescia, Milan, Monza Brianza and Lodi that have not received grants from the “Voucher 4.0 2025” or “SI4.0 2025” calls for applications, and are up to date with tax payments.

/.AGEVOLUTION

Under the 50% scheme, the call for proposals provides funding of up to €30,000.00 for projects with a minimum expenditure of at least €25,000.00.

Up to €30,000 in non-repayable funds

/.Technological Development of Innovative Startups

Call opening

/.PURPOSE

To support the technological development of Lombard innovative high-tech and knowledge-intensive startups, facilitating the transition from proof of concept, initial prototype or MVP towards more advanced phases of technical validation, industrialisation, testing, certification and market preparation.
The measure funds research and development projects, prototyping, experimentation, beta testing, technical validation, and engineering of innovative products, services, or solutions.

/.BENEFICIARIES

Small businesses registered in the special section for Innovative Startups, duly formed, registered and active in the Companies Register for no more than 36 months, are eligible to participate.
Innovative startups that have been established for no more than 60 months are also eligible, provided they demonstrate that they are still in the technological development phase, with a technological maturity level equal to or less than TRL 6.
Companies must have an operational base in Lombardy, or undertake to open one by the time the grant application is submitted.

/.AGEVOLUTION

A non-repayable grant covering up to 80% of eligible expenses, up to a maximum of €1,000,000 per business.
The maximum contribution can be up to €1,500,000 for projects carried out in specific assisted areas provided for by European legislation.
The minimum investment envisaged is €150,000, with eligible expenses up to €1,250,000, which can be increased to €1,875,000 in assisted areas. Eligible expenses include machinery, equipment, hardware, software, licenses, cloud/SaaS services, patents, materials, technical-scientific consultancy, prototyping, testing, certifications, intellectual property, dedicated personnel, and indirect costs.

Up to €1,000,000 in grants

/.New Enterprise ed.2026

30/04/2026 - 29/01/2027 unless funds are exhausted

/.PURPOSE

The call is aimed at supporting the start-up of new enterprises and self-entrepreneurship, including in the form of self-employment with individual VAT registration, through the provision of contributions towards the costs associated with the creation of new enterprises.

/.BENEFICIARIES

1) MICRO, SMALL AND MEDIUM-SIZED ENTERPRISES active and registered in the Companies' Register, with VAT number, registered office and operational headquarters in Lombardy from 1 June 2025 to 31 December 2026;
2) SELF-EMPLOYED WORKERS with tax domicile in Lombardy, not registered in the Companies' Register, with individual VAT number allocated by the #Agenzia delle Entrate and active from 1 June 2025 until 31 December 2026.

/.AGEVOLUTION

Non-repayable contribution equal to 50% of the eligible expenditure programme and up to a maximum of € 10,000.00.

Up to € 10,000 non-repayable fund

/.Hyper-amortisation 2026-2028

01/01/2026 - 30/09/2028

/.PURPOSE

Incentivising investments in new capital goods with a high digital content by increasing the tax deduction through an increase in the depreciable cost (not a grant and not a tax credit).

/.BENEFICIARIES

Italian companies with business income investing in production facilities in Italy.
The benefit depends on tax capacity: the benefit is discharged over the years through depreciation or leasing.

/.AGEVOLUTION

Surcharge of cost (at purposes amortisation/leasing) for steps: +180% up to a 2,5M, +100% over 2,5M e up to a €10M, +50% over 10M e up to a €20M, for investments by which at subsection 429 at assets Products at EU/SEE.
Investments permitted:

  • assets materials e intangibles new at Attachments IV e V, interconnected at system company by management of production o all network by supply;

  • assets materials new for self-production by energy renewable earmarked to the’self-consumption (also a distance), including installations by storage; for the photovoltaics, only installations with i modules indicated from standard

Up to + 180% tax surcharge

/.VoucherCloud & Cybersecurity 2026

Call opening

/.PURPOSE

Supporting the demand for advanced technologies for SMEs and Professionals, favouring new, additional and secure solutions

/.BENEFICIARIES

The beneficiaries of the facilities are SMEs and self-employed workers who, in order to access the voucher, must operate throughout the country and have an active contract for the provision of internet connectivity services with a minimum download speed of 30 Mbps at the time the application is submitted

/.AGEVOLUTION

The non-repayable grant covers up to 50% of eligible expenditure, with a maximum limit of €20,000 per applicant, for the purchase of hardware, software and infrastructure services (minimum expenditure of €4,000).

Up to € 20,000 non-repayable fund

/.Call Collabora & Innova (2nd Window)

Call active from early 2026 until resources are exhausted

/.PURPOSE

Promoting collaboration between companies and research organisations (universities, IRCCS) for more sustainable product, process and organisational model innovations.

/.BENEFICIARIES

Partnerships consisting of enterprises (SMEs and large enterprises) and public and private research and knowledge dissemination organisations (RCOs), including universities, research institutes and IRCCSs. Partnerships must consist of a minimum of three and a maximum of eight partners, including at least one SME and one RCO.

/.AGEVOLUTION

Each individual partnership obtained non-repayable grants between 40% and 60% of eligible expenses and up to EUR 5,000,000.

Up to 5,000,000 € non-repayable fund

/.Simest Call for tenders Digital or Ecological Transition

27/07/2023- until funds are exhausted

/.PURPOSE

Facilitation for investments in digital innovation and/or ecological transition, as well as for the strengthening of the company's assets, for the benefit of competitiveness in international markets

/.BENEFICIARIES

Micro, Small and Medium Enterprises with registered office and operational headquarters in Italy, duly constituted, registered in the Register of Enterprises, in business and with at least two financial statements covering two complete financial years preceding the submission of the application. In addition, the applicant company must meet one of the following two requirements - have an export turnover of at least 101QTP3T of the last financial statement; - be a productive SME, with an export turnover of at least 31QTP3T of the last financial statement, and be part of a production chain of at least 3 client companies

/.AGEVOLUTION

Contribution consists of a low-interest financing, with rate reduction options of 10%, 50% or 80%, depending on the company's choice at the time of application. It also includes a non-repayable grant of 10%, up to a maximum of €100,000, only available to certain categories of companies.
Funding varies from a minimum of €10,000 to a maximum determined by the lower of 35% of the average revenue of the last two balance sheets and the specific limits per company size: €500,000 for micro-enterprises, €2,500,000 for SMEs and innovative SMEs, and €5,000,000 for other enterprises.

Up to € 100,000 non-repayable fund

/.Call for Digital Transformation

Call active while resources last

/.PURPOSE

Supporting Micro, Small and Medium Enterprises to implementing innovative projects to increase the level of digitisation and development of their business.

/.BENEFICIARIES

Micro, Small and Medium Enterprises carrying out activities primary in the sectors: manufacturing, manufacturing business services, tourism, trade, which have at least two approved and deposited balance sheets and a turnover of at least € 100,000.00 from the last approved and deposited balance sheet.

/.AGEVOLUTION

Soft loan equal to 40% of the total investment eligible to be repaid within a maximum of 7 years in semi-annual instalments in arrears and
with constant capital. + Non-repayable grant amounting to 10% of the total investment eligible.

Up to € 50,000 non-repayable fund

/.Call Smart&Start

Call active while resources last

/.PURPOSE

Support the birth and development of new innovative start-ups in Italy.

/.BENEFICIARIES

Micro and Small Enterprises classified as “Innovative Start-ups", established no more than 48 months prior to the date of submission of the application with registered and operational headquarters located within the national territory. or Aspiring Entrepreneurs intending to establish an “innovative start-up" company"

/.AGEVOLUTION

Smart and Start Italia finances business plans of between EUR 100,000 and EUR 1.5 million: mixed facilitation: A)zero-interest financing, with a maximum duration of eight years, repayable in constant six-monthly instalments up to the 80% of the expenditure programme. B)technical assistance and tutoring services, only for companies established no more than 12 months prior to the date of application. Start-ups based in the regions of Abruzzo, Basilicata, Calabria, Campania, Molise, Apulia, Sardinia and Sicily may benefit from a non-repayable grant equal to 30% of the loan and thus repay only 70% of the loan received.

Up to 400,000€ non-repayable fund

Request information

Momentary Facilitated Finance
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